DATA · 2026-07-08
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Technical articles on engineering and AI. blog.oriz.in ↗

The 20% dream: which concentrated bets can actually do it, and what they cost you

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The honest ₹10 lakh portfolio: what actually returns 15%+ in India (and why 20% guaranteed is a lie)

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Why I invest in India and never churn: the tax-drag nobody prices in

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Buying the world cheap: low-P/E value investing from India via INDmoney

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The AI engineer path: the highest-growth career of 2026, and how to enter it

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The full-stack + cloud path: build in public, escape the service company

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The SAP career path for a fresher: from ₹25K at TCS to ₹25 LPA consultant

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Claude Code as a development partner: what actually changed

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Managing 50+ repos as a solo developer: what actually works

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P2P lending in India, 2026: what I learned building a yield watcher

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Hermes Agent: what it actually is in 2026 (not the LLM)

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Hermes Agent and OpenClaw: what they actually are (2026)

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Hermes vs OpenClaw vs Claude Code vs OpenCode — the real comparison (2026)

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Hermes Agent vs OpenClaw vs Claude Code vs OpenCode: pick the right tool (2026)

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Hermes Agent vs OpenClaw: they are not the same kind of tool (Part 1)

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Hermes Agent vs OpenClaw: which one should you use — and can you run both? (Part 2)

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OpenClaw: messaging gateway with an agent loop inside

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Every tech stack is a sandwich: how to pick yours without over-engineering it (Part 1)

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Throw it all away: the practical tech stack that actually ships (Part 2)

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Claude Code vs OpenCode in 2026: A Feature-by-Feature Comparison From the Inside

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dev.to/chirag127 ↗

The Complete Guide to Zero Balance Accounts in India (2025 Edition)

A comprehensive guide to the best zero balance savings accounts in India for 2025. Discover top digital banks, neobanks, and small finance banks offering high interest rates and feature-rich apps without minimum balance requirements.

#banking#personalfinance#zerobalanceaccount#india
8 min read

The Complete Guide to Zero Balance Accounts in India (2025 Edition)

A comprehensive guide to the best zero balance savings accounts in India for 2025. Discover top digital banks, neobanks, and small finance banks offering high interest rates and feature-rich apps without minimum balance requirements.

#banking#personalfinance#zerobalanceaccount#india
8 min read

The Ultimate Guide: 100+ Best Free AI Coding Agents & Platforms (November 2025)

Stop paying for AI coding tools. This massive guide ranks 100+ verified free AI agents, cloud IDEs, and extensions. Includes Big Tech tools, Chinese giants (Alibaba, DeepSeek), and a strategy for unlimited free coding.

#aicoding#freetools#developerproductivity#cloudide
♥ 129 7 min read

The Ultimate Guide to Best Mobile Recharge Apps with Cashback in 2025

Discover the top 24 verified mobile recharge apps in India for 2025. From Paytm and PhonePe to JioPOS Lite and Tata Neu, find the best cashback, rewards, and ecosystem benefits.

#mobilerecharge#cashback#apps#india
♥ 1 8 min read

Best Apps for Credit Card Bill Payment Cashback in India 2025: The Verified List

Discover the top verified apps for credit card bill payment cashback in 2025. We analyze Zavo, XOPay, EaseMyDeal, IndMoney, and more to help you earn up to 5% rewards.

#creditcards#cashback#fintech#india
♥ 1 7 min read

Complete Guide: 40+ Best Platforms to Check Credit Score for Free in India (November 2025)

Discover 40+ platforms to check your credit score for free in India. Includes CIBIL, Experian, Equifax, and CRIF scores with Play Store links for all apps.

#creditscore#cibil#experian#personalfinance
12 min read

The Mega-List: 25+ Best FD-Backed Credit Cards in India (Late 2025 Edition)

From Super.Money to IDFC WOW—The ultimate guide to building a 750+ Credit Score without income proof. Complete comparison of FD-backed credit cards for students, freelancers, and credit builders.

#creditcards#personalfinance#india#creditscore
♥ 1 5 min read

Personal Finance Guide for Young Professionals in India 2025

Complete personal finance and money management guide for young professionals in India. Learn budgeting, saving, investing, and wealth-building strategies for 2025.

#personalfinance#moneymanagement#budgeting#saving
7 min read

UPI in India 2025: Privacy and Security Guide for Digital Payments

Comprehensive guide to UPI privacy and security in India 2025. Learn about new security features, biometric payments, and how to protect your digital transactions.

#upi#digitalpayments#privacy#security
8 min read

Best Credit Cards in India 2025: Top Cashback and Rewards Options

Discover the best credit cards in India for 2025 offering amazing cashback and rewards. Compare top cards from HDFC, SBI, ICICI, Axis Bank and more.

#creditcards#cashback#rewards#personalfinance
5 min read